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Flagship Bank Minnesota

 
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50 Documents 33 Answers 40 Exam Watches 8 Vendor Reviews
 
ACH Policy
Contributed by:SVP‚ Compliance/BSA/Legal
Asset size: Bank with under $250m
Location: Northeast
Description: ACH Policy, has gone through and FDIC exam.
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MORE PEER CONTRIBUTED DOCUMENTS:
ACH Policy
Contributed by:VP‚ Compliance/BSA/Legal
Asset size: Bank with under $250m
Location: Midwest
Description: This ACH policy is 4 pages long. It was written by our general counsel.
ACH Policy
Contributed by:Manager‚ Marketing
Asset size: Bank with between $250m - $500m
Location: Midwest
Description: This is a sample ACH policy including overview, implementation, product offerings, alternatives for input media, origination pricing, processing, acceptance, timing, disclosure information, etc.
ACH POLICY
Contributed by:VP‚ Compliance/BSA/Legal
Asset size: Bank with under $250m
Location: Midwest
Description: ACH POLICY WAS BOARD APPROVED JUNE 2010. THE ORIGINAL ACH POLICY CONTAINS CUSTOMER PERSONAL INFORMATION WHICH I DELETED BEFORE ADDING TO THIS LIST.
SEE ALL 50 DOCUMENTS >>


RELATED QUESTIONS AND ANSWERS:
Q
Anybody willing to share Online ACH pricing?
Asked by: CIO,‚ Technology
Asset size: Bank with under $250m
Location:CA

We're finding that our ACH pricing (originating ACH debits or credits from within business online banking) is getting a lot of push-back. We've bought survey data, but often this survey isn't listed. We're currently charging $40 per month for the ACH module plus $5 per file submitted and $.10 per item. If anyone is willing to share what you're charging and whether you're happy with how you've priced it, it would be greatly appreciated!

thanks.
A
Answered by:VP, ‚ Cash Management/Treasury Services
Asset size: Bank with between $250m - $500m
Location: WA

We offer ACH via our business online banking. It is 25.00 for the ACH module and .10 per...
Q
ACH Origination Procedures
Asked by: Manager,‚ Cash Management/Treasury Services
Asset size: Bank with between $250m - $500m
Location:AZ

With all of the fraud and law suits between customers and banks I would like to know what everyone does to protect the bank and the customer that originates ACH transactions in Online Banking. Currently we have some customers that are dual control and we have some customers that are single control. The customers that are single control have to send an email to the bank when they originate an ACH. The bank will not process the ACH until that confirmation has been received. So my question is what other precautions do you have in place to stop online banking ACH origination fraud? Software or other steps taken to verify the transaction is legitimate.
A
Answered by:Manager, ‚ Technology
Asset size: Bank with under $250m
Location: KS

We require our transmitters to fax us a signed transmittal including the totals and effec...
SEE ALL 33 ANSWERS >>


RELATED EXAM EXPERIENCES:
FDIC - IT | March 2012
exam experience posted by a CFO‚ Finance/Investments from member with under $250m in assets
They were very detailed in their criticisms of the merchant capture policy
FDIC - IT | July 2012
exam experience posted by a VP‚ Compliance/BSA/Legal from member with between $250m - $500m in assets
The examiners went through our ACH policy much more thoroughly than I expected - particularly in the area of RDC.
OCC - BSA/AML | October 2011
exam experience posted by a COO‚ Compliance/BSA/Legal from member with under $250m in assets
How are you identifying NAICS codes for your RDC customers and whether or not they are in an approved industry

SEE ALL 40 EXAM WATCHES >>
RELATED VENDOR REVIEWS:
ACH Audit
Contineo Technologies
ACH Process Master
Harland
ACH Web Client
Goldleaf
ACH Processing Software
FreedomWare
ACH Audit
The Payments Authority

SEE ALL 8 Vendor Reviews >>
 
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